A bit of bad weather can mean more than just a few jittery nerves. It can leave behind a damaged roof, the headache of filing an insurance claim, and the uncertainty which comes from an unfamiliar process. How can you make your roofing insurance claim worry free?
Save First
Before bad weather strikes, set money aside each month to build up a savings account equivalent to your deductible. Whether you set a $500 or $5,000 deductible, a claim will be of little help if you do not have the ready cash to get past the deductible.
Choose Wisely
Select a local, reliable roofer for any insurance work. Avoid storm chasers or the Man with a Van jack-of-all-trades. They are not interested in helping you get through the insurance claim process. They only want the insurance payout, after which you may never see them again.
Work with a roofer who knows your area and is familiar with the major insurance companies and their adjusters.
Stay the Course
An exceptional, local roofer will also work with the insurance company to take away most of your headaches. Roofers work with insurers all the time; you probably will work with your insurance agent once or twice.
The roofer knows the claims process, the timeline, and what the insurer expects. By selecting a trustworthy roofer at the outset, you can rest assured the job will be done well. Stay the course with your local roofer.
Clear Communication
A good roofer will meet with representatives of your insurer to go over the extent of damage, the scope of work for repairs, and the estimated costs. Here is where your smart choice pays off.
You may not know a rafter from a ridge vent. By partnering with a knowledgeable residential roofer, you know the lines of communication between your insurer and the roofer are clear and open. Let the two professionals examine the damage, suggest solutions, and put a price tag to the task.
Your only worry at that point will be the deductible. And, remember, you already saved for it. Your roof insurance claim can be worry free!
Yellowhammer Roofing is your ally in insurance claims. We can help you through the claims process, work with your insurance adjuster, and answer your questions. Contact Yellowhammer Roofing today to learn more about making a homeowners insurance claim for roofing repairs.
